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However, few of these are no credit check long term loans. These loans tend to be most common with short-term and payday loans. Personal and payday loans. These are the most common types of no-credit check loans. The Loan amount may vary from a few hundred dollars to thousands. These loans can serve as instant loans due to their oftentimes quick approvals. Since payday loans are inherently more risky for lenders and are considered unsecured loans, they tend to have higher interest rates and fees and shorter repayment periods. While almost all personal loans, student loans, car loans, mortgages, etc. are reported to the credit bureaus, traditional payday loans tend to be unreported.

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