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Even if you are granted a loan, it will be at an extremely high interest rate. The terms of your loan will also be limited. The amount you can borrow will be small, and you will most likely only be granted a personal loan or a student loan, since house and car loans are considered too risky for a person with bad credit. In certain cases you could be granted a salary loan if your income is high enough to repay it. The Use of Collateral. In the sticky situation where you have bad credit as well as no bank account, you may still borrow money from an alternative lending agency if you are able to put up collateral. This collateral must have value, such as a car or your house. Not all lending agencies will offer this policy so shop around to find one that does.
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A personal loan allows you to borrow money in the short-term, which can be perfect for people with bad credit. Personal loans let borrowers take out a small loan for a short period of time. The reason why these types of loans can be so great for people is that these smaller lending companies typically dont check credit when allowing you to borrow money. Therefore, if you have no credit or you have very bad credit, you are still in luck. Practice Wheel Of Fortune Slot Machine. 7 Ways to Get Quick Cash Today.
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